Live More. Owe Less.
Thank you for choosing Vitae!
Our job is to save you money (we are very good at our job). Learn more about what we offer and how we do it by visiting our Education Center.
$10,662
A 2023 study from Polygon Research revealed the average amount consumers saved over the life of a loan using a broker over a nonbank retail lender.
33 Basis Points
The same study showed upfront costs were lower as well! Brokers averaged 115bps compared to 148bps for nonbank retail lenders.
Zero
The chances you will find a better mortgage experience. Also the amount of ideas I have for what to put here.
Our Services
Mortgage Brokering
Whether a purchase or refi, we find you the lowest rates possible by connecting you with the top lenders in the nation.
Free Credit Counseling
Your credit score affects the rates offered to you by lenders. Let us help you put your best foot forward.
Free Checkups & RateWatch
You see you doctor regularly to stay in good health. Why should your financial health be treated any differently?
Why Vitae?
Buying a home is the largest purchase most Americans will make in their lifetime. Yet too often, the mortgage process feels impersonal, opaque, and expensive. Even the word “mortgage” comes from the Latin roots mort (death) and gage (pledge)—a “dead pledge” that can lock people into decades of payments.
At Vitae, we believe there’s a better way.
“Vitae” means life—and that’s what we want to give back to our clients. We help you secure the lowest-cost home loans possible, so you can spend less on interest and more on living. Whether that means traveling, investing, or simply breathing easier every month, our goal is simple:
Save you money—so you can live more & owe less.
Trevor Nardone
Owner/CEO